FI_RF_004 Average of Ratio of Full Branch (Peer Group) 1/
Service Manager Wanchai (66(0)2283-5633) Watcharee (66(0)2283-5993)   
  Last Updated : 10 May 2019 19:15 (Unit: Millions of Baht)  
  Q4/2011 r   
  Large Full Branch 2/Medium Full Branch 3/Small Full Branch 4/Average Full Branch
1Number of Bank (Places)63615
2Financial Ratio    
3Asset Quality and Capital Adequacy Ratio (%)    
4    Capital funds/Risk assets16.3421.1622.4917.16
5   Off-balance-sheet Transactions/Assets 650.553,369.721,989.03952.04
6    Loan to related parties/Loans1.250.000.001.19
7    Non - performing loan/Loans0.566.515.620.82
8    Actual allowance/Required allowance110.82100.00109.05109.63
9    Problem assets/Assets plus allowance0.470.941.450.57
10    Loans/Deposits173.8597.46107.82168.40
11    Liquidity/Deposits and Borrowings60.9169.7543.5759.89
12Profitability Ratio (%) 5/    
13    Interest income and dividend/Average net assets (Per year)3.061.682.312.90
14    Interest expenses/Average net assets (Per year)1.200.790.961.15
15    Net interest income/Average interest earning assets (Per year) (NIM)2.001.471.861.96
16    Non - interest income/Average net assets (Per year)1.111.611.471.18
17    Operating expenses/Average net assets (Per year)1.331.331.431.34
18    Profit (loss) from operation/Average net assets (Per year)1.641.181.381.58
19    Net profit (loss)/Average net assets (Per year) (ROA)1.030.770.841.00
20    Non-interest income/Total income26.7048.8138.8728.89
21    Gain (loss) on investments in securities/Non-interest income18.4364.19176.1637.12
22    Gain (loss) on foreign exchanges/Non-interest income18.9325.41-113.588.03
23    Fee and services income/Non-interest income43.535.8114.9036.98
24    Salaries and employee benefits/Operating expenses30.8644.0340.0032.55
25    Operating expenses/Net interest income and dividend71.85148.66106.1276.81
26Efficiency Ratio (Millions of Baht)    
27   Average net assets/Number of bank's branches124,885.5046,080.0020,595.00117,362.00
28    Average net assets/Number of bank's employees341.68640.00343.25354.57
29    Net profit (loss)/Number of bank's employees (Per year)3.524.932.883.53
30Net profit (loss)/Number of bank's branches (Per year)1,285.00355.00173.001,168.00
31    ATM cards and other e-banking services income/Number of bank's ATM (Per year)1.400.000.001.50
32    Salaries and employee benefits/Number of bank's employees (Per year)1.413.741.971.55

Source:
Bank of Thailand
Remark:
1/ Since December 2007, Peer group (Full Branch) has been adjusted.
2/ Large Bank : included Full Branch with market share of Total Assets > 7 %
3/ Medium Bank : included Full Branch with market share of Total Assets 2% < x < 7 %
4/ Small Bank : included Full Branch with market share of Total Assets < 2 %
5/ (Per Year) data are annualized.