EC_FS_001 Financial Soundness Indicators
Service Manager Witchawan (66(0)2283-5125) Woratip (66(0)2356-7725)   
  Last Updated : 30 Dec 2019 14:40 (Percentage share)  
  Q3/2019 pQ2/2019 Q1/2019 rQ4/2018 rQ3/2018 rQ2/2018 r
1Core FSIs for Domestically incorporated commercial banks       
2   Regulatory Capital to Risk-Weighted Assets (RWA) 1/18.918.017.717.918.017.6
3   Regulatory Tier1 Capital to Risk-Weighted Assets (RWA) 1/15.615.114.915.015.114.7
4   Nonperforming Loans Net of Provisions to Capital9.39.39.49.19.39.5
5   Nonperforming Loans to Total Gross Loans3.23.13.13.13.13.1
6   Sectoral Distribution of Loans to Total Loans      
7      Residents sector distribution of loans to total loans95.195.094.994.594.494.4
8         Deposit-takers3.33.53.53.23.34.0
9         Central bank10.18.510.18.810.410.3
10         Other financial corporations 3.73.83.73.73.63.7
11         General government1.21.11.11.11.11.0
12         Nonfinancial corporations 38.439.538.639.638.838.7
13         Other domestic sectors38.338.637.938.137.336.6
14      Non-residents loans to total loans4.95.05.15.55.65.6
15   Return on Assets1.81.41.41.31.31.4
16   Return on Equity12.310.19.99.49.79.9
17   Interest Margin to Gross Income55.761.662.361.661.260.9
18   Non-interest Expenses to Gross Income44.348.147.949.247.948.2
19   Liquid Assets to Total Assets 2/19.718.819.418.919.519.3
20   Liquid Assets to Short Term Liabilities 2/34.231.531.830.731.931.4
21Additional FSIs for Domestically incorporated commercial banks       
22   Capital to Assets11.010.810.610.810.910.5
23   Gross Asset Position in Financial Derivatives to Capital13.313.59.98.89.712.7
24   Gross Liability Position in Financial Derivatives to Capital12.612.68.68.08.812.0
25   Trading Income to Total Income17.07.98.57.88.67.6
26   Personnel Expenses to Non-interest Expenses43.743.845.242.342.542.6
27   Spread Between Highest and Lowest Interbank Rate (basis points)11.711.311.311.110.710.7
28   Customer Deposits toTotal Non-interbank Loans89.290.289.389.988.188.7
29Additional FSIs for Other Financial Corporations      
30   Financial Assets to Gross Domestic Product (GDP)84.783.080.979.180.780.0
31Additional FSIs for Households      
32   Household Debt to Gross Domestic Product (GDP)79.178.778.778.677.977.7
33Additional FSIs for Real Estate Markets      
34   Single-Detached House Index (including Land) (% YoY Growth)3.93.63.04.56.26.3
35   Residential Real Estate Loans to Total Loans15.916.115.915.815.515.1
36   Commercial Real Estate Loans to Total Loans5.35.35.15.15.04.9

Source:
Bank of Thailand
Remark:
1/ From August 2008 to November 2008, Risk assets included risk-weighted assets for credit risk and market risk. From December 2008 onwards, Risk assets included risk-weighted assets for credit risk, market risk and operational risk.
2/ From January 1, 2016, the commercial banks are required to maintain high-quality liquid assets in order to cover its projected net cast outflow over the next 30-day stress period. This requirement is based on the liquidity standard agreed by the Basel Committee on Banking Supervision (Basel III) and called Liquidity Coverage Ratio (LCR).