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      Supervision of Other Financial Corporations ​

Financial Business under the Bank of Thailand’s supervision and examination/_catalogs/masterpage/img/expand.png
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Supervised by the Bank of Thailand
  

Examined by the Bank of Thailand as appointed by the Ministry of Finance

1. Financial Institutions

    1.1 Commercial Banks
           • Commercial Banks
           • Retail Banks
           • Subsidiaries 
           • Foreign Bank Branches
    1.2 Finance Companies
    1.3 Credit Foncier Companies

2. Foreign Financial Institution Representative Offices

3. Asset Management Companies

4.​ Non-Bank

5. e-Pa​yment​


​

1. Specialized Financial Institutions

2. National Credit Bureau

Contunue Reading​​
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Credit card Company

"Credit card business" means the business of providing credit for the purchase of goods and services including cash advance.

Scope of business

1. A credit card company issues credit card to card holders or consumers, whose income or financial status has met the minimum requirement prescribed by the Bank of Thailand, for the purchase of goods and services. Also, such credit card could be used for cash advance or cash withdrawal.

2. A credit card company may collect interests on unpaid bills, fines on late payment, together with any fees and additional service charges from customers. However, those combined interest, fines, fees and service charges must not exceed 20 % per annum. In addition, the credit card company might calculate the amount charged based on number of days since (1) the advance payment date or (2) the billing date or (3) the payment due date.

Personal Loan Company

The Bank of Thailand supervises Personal Loan Companies that obtain the Supervised Personal Loan Business License from the Ministry of Finance.

“Supervised Personal Loan Business” means the business of granting credit, purchasing bills of exchange, which includes discounting and re-discounting bills of exchange or any negotiable financial instruments from individuals without any specific purpose or with the purpose of buying goods and services for private consumption, but not for running their own business. For example, a loan credit to individuals for purchasing machines or office supplies is not considered as Supervised Personal Loan.

Scope of business

1. Granting personal loans that do not have any asset or property pledged as collateral, including hire purchase and leasing, for goods that the personal loan company does not sell as ordinary course of business, except automobiles and motorcycles.

2. Such personal loan shall exclude loans for education, loans for traveling to work overseas, loans for medical treatment and loan to employee as welfare benefit.​​​​​​

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About BOT
  • Roles & History
  • Good Corporate Governance
  • Laws And Regulations
  • Organization And Executives
  • Committee
  • Financial Reports
  • Banknotes
  • Museum
Monetary Policy
  • Monetary Policy Committee (MPC)
  • MPC Knowledge
  • Economic Conditions
  • Research and Conference Papers
  • Regional Economy
Financial Institutions
  • Financial Institutions Policy Committee
  • Thailand’s Financial Institutions​
  • BOT Roles and Responsibilities
  • Financial Institutions Supervision in Practice
  • Financial Institutions Policy
  • Supervision of Other Financial Corporations
  • Supervisory Coordination
Financial Markets
  • Monetary Operations
  • Financial Market Development
  • Foreign Exchange Market
  • Foreign Reserves Management
  • Foreign Exchange Regulations
  • Thai Reference Rate and LIBOR Transition
Payment Systems
  • Payment Systems Committee (PSC)
  • Payment Systems Policy
  • Oversight of Payment Systems
  • Payment Systems Act
  • Oversight of e-Payment Service Providers
  • BOT's Payment System Services
  • Payment Systems Standards
  • Payment Systems Notification & Circulars
  • Financial Technology
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